Hi,
We just had a discussion about it few days ago: 3D secure on Stripe (2021 update)
On my side, I’ve tried to make several payments with different credit cards and sometimes it worked and sometimes it didn’t (it probably depends on your bank). So I would recommend waiting for Adalo to update their Stripe component or go for another solution (on my side I am trying to use Stripe payment links instead).
Hope this helps!